Are You Party Ready?

Warm weather is finally upon us! Along with the blooming of flowers and warmer weather, springtime also marks the start of graduation parties and “Wedding Season” for many! If you’re hosting an event this year, have you asked yourself if you carry the proper special event coverage?

For IMT Policyholders hosting an event at their home, their Wadena Homeowners policy would provide coverage for premises and personal liability, subject to any policy exclusions.

Did you know that our Wadena Homeowners policy would automatically extend liability to the reception venue for the day of the event, at the policy’s current liability limit? As many venues’ contracts require an insured to provide proof of liability insurance in order to host an event with them, you can issue a Certificate of Liability highlighting the insured’s policy limits. Should the venue require a liability limit greater than what the policy carries, Wadena Homeowners also offers Scheduled Event Coverage. The addition of this form would allow the insured to carry a higher limit for their event, for an additional premium.

Hosting any events at your home this spring or summer? Talk to your local IMT Agent about your policy and coverage options today!